Personal Report for Financial Services Term Paper

Personal Report for Financial Services - Term Paper Example One of the services offered by Qatar National Bank is debit cards financial service through three client segments. Debit card is a service offered to the cardholders to access the financial services electronically in making purchase payments instead of using cash. Qatar National Bank has come up with a debit card that allows the cardholders to make purchases in 200 countries and over 24 million business outlets globally. In addition, the cardholders are able to access cash in all MasterCard ATMs worldwide (QNB, 2014). The debit cards are segmented into MasterCard titanium visa gold for clients with a maximum salary of 15,000 Qatari, MasterCard visa platinum for clients with a salary exceeding 15,000 Qatari but less than 35,000 Qatari and a MasterCard visa infinite for clients with a salary of 35,000 Qatari. Similarly, Qatar National Bank offers credit cards service to its clients through three platforms that include life reward credit card, Qatar Airways credit card and Qtel Nojoom credit card (QNB, 2014). The credit card service allows the clients to make purchases of goods and services through borrowed money from the bank on a promise to pay back. Consequently, Qatar National Bank has created an account that allows the credit card holders to borrow money in making payments and accessing cash advances. Current account is another financial service that is offered by Qatar National Bank. A current account allows the clients to deposit and withdraw money without limitations. The bank allows both residents and nonresidents of Qatar to open the account. To make the account attractive to investors, the account holders are issued with free check books, debit cards, transfer of internal funds, monthly statements, and SMS banking services (QNB, 2014). Business banking service is also a financial service that is offered by the bank. This involves providing innovative value added services and products, and business financial services that promote commercial

Professional Services Firms Ideal Location and Building Layout Assignment

Professional Services Firms Ideal Location and Building Layout - Assignment Example Examples of professional services firms include accountants, architects, attorneys, brokerage firms, software consultants, business consultants, and engineering design consultants etc. The similarity between the above-stated professionals is that that the jobs which are done by these individuals cannot be done by the individuals or the businesses on their own. For example, a business setup cannot have a software consultant of its own which is certainly needed by the business set up for software development. Such capabilities and technical knowledge are not expected to be possessed by any individual or employee of business so these capabilities have to be acquired by hiring the services of professional services firms. The location decision for a professional services firm depends on the following factors: - Services were already provided in the vicinity. - Employment at the site. - The area is available. - Other businesses already present at the site. - The availability of the required workforce in the locality. - The rent of the site and the financial matters related to the site allocation. - The extent of customer interaction with the firms already working at the site. - Location (downtown, near downtown, elsewhere in the city, suburban or rural). - Previous history of similar kind of businesses working in the area. - The financial considerations regarding construction in the locality if a permanent office has to be established. - Accessibility for the customers.   - The traffic control, environmental pollution and noise pollution levels in the area.